How i apply JPA PIDN
Assalamualaikum and hi peeps ! In this post i would like to write everything in english (just to practice my writing skill :) because i'm so bad with it :( Hope you guys can read it with a peaceful moment and please!! pretend to unsee my grammar mistake (while you read) because i know that i do have a lot lot lot of grammar error. But but but... if you feel like you want to correct me , yess you can! I feel glad that you can help me but in the comment section ok ? thank you <3
So without futher ado ...
How's your UPU result peeps or did you get any other offer?
Alhamdulilah and Congratulation peeps!
To other who didn't get the course that you need , please don't be sad ok, well at least you get an offer !
And to those you didn't get any offer , don't be panic or have sense of loss or something ! You can try to make an appeal before it's too late. Appeal does work ! After make an appeal tawakkal because you had done your best! Other that that , there is other opportunity out there that you can try and apply ! You just need a little research to find the best that you need. All your dream can come true if you encourage to pursue it ! Plus, Trust Allah plan. Allah the best planner. I hope soon will get what you desire and I believe that you can !
Alright, inhale, exhale. Alhamdulilah. So my post is to tell you guys, my way apply JPA under Program Ijazah Dalam Negara (PIDN). For you information, JPA has education loan and scholarship like as Dermasiswa (no need to repay but for it is for SPM leavers who intend to pursue diploma) and JPA program penajaan nasional (for student that will pursue study aboard but im not sure whether it is a scholarship or loan but it has bond that we need to follow for sure. Other that that, they have Program Khas. But basically mine is PIDN is basically a loan which specifically a (Pinjaman Boleh Ubah)
So what is Pinjaman Boleh Ubah ? (Changeable Loan eh in english? )
It's a mechanism of repayment that requires an agreement. There have some condition to know how much that you will repay to the JPA back. // Disclaimer: This is based on my JPA PIDN on the year that i get the offer . I don't know if they have make any changes on the agreement , so my information is not really accurate otherwise you get the latest update ) .
First condition.
After grad. You work with government sector. (bond with them 3-4 years or more (called as tempoh berkhidmat) depend on how many year that they require to)You don't have to repay back AT ALL.
Second condition
After you grad. You work with Government Link Company (GLC) and you need to repay 25% from all the loan.
Third condition
After you grad. You work with private company.(Syarikat Swasta) 50 % for repayment from the loan.
Forth condition
Working on other place (not in government, GLC, Syarikat Swasta) Need to REPAY ALL of the loan back.
So to apply , you must ensure that it for your first degree not second or what.
Next, You must have check whether your field course is related to what PIDN offer . For example, if they offer building and planning field , and your course is related to it for example quantity surveyor ... then you can apply it without hesitation. Just an EXAMPLE. Hehe.
So now you understand ? Next, some criteria will make you be the one to be selected. You are in a competition bcos you have many good competitors with out there that want the opportunity too. Bear in mind if selected to be part of PIDN you must maintain at least 3.0 and above for every semester ! I know you can.
There are many other do and don't that you need to follow too , i will not leave it here ( biasalah kan , nak something kena la ikut aturan dia) but you don't have to worry ok.
How much the loan they will give to us?
Depend .There are many types of allowance that you will get that sum up estimate around 4-5 k per semester. But it depend on your the university or collage that you enter, course or state of where you study.The allowance such as elaun sara hidup, elaun buku ,elaun alat perkakasan, elaun kertas kerja projek,elaun latihan amali and yuran pengajian. But bear in mind that everyone will get different amount as I state above it depend on the course, the uni and the place of your uni .Since its pandemic, im not sure about the allowance bcos yeah, student is on online mode right and mostly use technology instead of using book and so on so you can check other sources later ok?
How and Where to apply this PIDN ?
Actually , I not aware about this JPA at my time, my friend post a link in whatsapp group and ask everyone to apply this. (she is so kind) . So i hope this post sharing can pretend like I am repaying her kindness :)
Basically it open once a year within Mac or May not really sure ( im not really sure but mine is May ) You need to be aware and informed about the application date and so on. This application does not require me to do interview session . You can click this link below and find the sources .It's the link that my friend share to me, its the link that make me keep updated about the application ! ( need to find any related to PIDN at the website)
You can also apply PTPTN or MARA loan if you are hesitate with this loan.Every loan have different criteria and agreement.
That all from me. Thank you for reading my not so informative post.Hahaha. You can ask me in the comment section. Goodluck in your studies !
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